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Independent or captive medicare broker? Which one should I choose?

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  Most people differentiate insurance agents or brokers by the kind of insurance they specialize in – health insurance agent, auto insurance agent, life insurance agent, and more. However, in the insurance industry, there is another important way that insurance agents can be classified: captive insurance agents vs. independent insurance agents. Whether you work with a captive insurance agent or an independent insurance agent, it can have a profound effect on the kind of insurance you get. This post will explain which one can offer you a more valuable service based on your needs. So, read on to know. What is a captive medicare insurance agent? Captive insurance agents have contracts to work with a single insurance company and sell only that company's insurance policies. In return for captive agent's service to sell only their policies, insurance companies typically provide their agents with a fair amount of support, including setting them up with a workspace or office and ...
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Medicare Supplement Plan G: Is it right for me?

  Medicare Plan G is one of ten Medicare supplement policies that fill the coverage gaps in Original Medicare. For this reason, many seniors choose to purchase Plan G when it comes to Best Medicare Supplement Plans in Ohio to provide them financial support while being enrolled in Medicare.   Medicare Plan G is a supplemental policy, meaning it's not your primary coverage but fills many of the gaps in a Medicare policy. Part A and Part B benefits would pay for the health services you need. Once those benefits are exhausted, Plan G pays for any remaining costs.   Plan G also covers some of the expenses related to your Medicare policy. For example, Medicare Part A has a deductible of $1,308. If you don't have Plan G, then you'll pay that deductible out of pocket. But with Plan G coverage, your health insurer would pay for the entire deductible.   In a nutshell, Medicare Supplement insurance Plan G includes the following basic benefits:   l   P...
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Understanding the Medicare Advantage Plans

  It is understandable that choosing the right Medicare plan can be confusing, with so many options to consider. You may be familiar with Original Medicare, including Medicare Part A (hospital coverage) and Part B (medical coverage). However, there's an option that goes beyond what Original Medicare has to offer - a Medicare Advantage plan.   The Medicare Advantage plan, also known as Medicare Part C or a, takes the place of your Original Medicare coverage. It also offers additional benefits not included by Original Medicare, offering more comprehensive healthcare coverage for you. If an individual is enrolled in Medicare Part A and Part B, he/she is qualified to enroll in a Medicare Advantage plan.   So, what does the Medicare Advantage plan include? These plans are offered by private insurance organizations that are Medicare-approved. Once you apply for the plan, you pay the private insurance company directly, and they work with Medicare to ensure your healthcar...
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Why People Prefers Working With The Senior Medicare Insurance Agent In Kentucky.

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At some point in their lives, just about everyone will need to purchase some insurance, whether it is health, long-term care, life insurance, or Medicare supplement. When you are new to shop for any of these, the process may seem very tedious, considering that you have no significant knowledge of all the options presented to you.   You get overwhelmed with all of the terms that get thrown at you, and you walk away often more confused than when you started. Fortunately, several independent Medicare agents can help you.   When working with the best Medicare agent , you can expect the following advantages:   Medicare expertise: If you are applying for Medicare eligibility for the first time, you may feel a little overwhelmed by the information available for you to go through. Medicare is an individual insurance, but any wrong decisions you make can also affect your family.   Having an expert agent who can help guide you through the procedure, plans, i...
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